Demar Lutz, a native from North Carolina, has a diverse sales and business background with a vibrant entrepreneurial spirit.

Starting early in sales, Demar tried his hand in everything from door-to-door Kirby vacuums to used cars. After much success and being top sales specialist in 3rd party organizations, Demar decided to follow the burn inside of him to be his own boss and start a business himself.

Over the next several years Demar took to business owning much in the same way he did with the sales profession, full steam ahead. Well aware that he loved sales and business, but not sure what product or service he wanted to attach to it, Demar tried many different businesses. He often overlapped and ran multiple at the same time. Owning such businesses as cleaning, sports action photography, massage therapy in hopes to find what he could passionately enjoy but these wouldn’t last long. Consistently praying for direction and a known path for the Lord’s will Demar continued to find the right fit.

Finally, Demar bought out a small thrift store in Statesville NC and found something that burned inside of him just as much as business and sales, helping people! It wasn’t long before Demar turned the small thrift store around and focused on used furniture and appliances that the people in the low-income area around the store could afford. While continuing with the thrift store, soon Demar’s entrepreneurial drive took him to starting a roofing company and getting familiar with the real estate investing world.

These endeavors and passions would eventually become the foundation for what Demar felt the Lord had set forth for him to do. Currently Demar has a real estate investment company, a pallet brokering company, and still has a roofing company. The passion that God placed inside of him to help others has grown as well. Now he dedicates time to feeding and clothing the unhoused with a bigger focus on developing ways to provide shelter for them and encouraging strong relationships with Jesus Christ.

Much progress has taken place over the years in Demar’s life from where he started. None of which has been more fulfilling to him than helping others and following God’s will for his life.

Having started a financial services practice in 1989, Matt Kern has seen nearly everything – bull markets, bear markets, bubbles, Y2K, the Great Recession, clients selling and buying businesses, a family business continuing even flourishing- after its founder passed.

He has celebrated clients becoming parents and others becoming grandparents. He has celebrated at high school graduations, college graduations, weddings and funerals.

He admits he gets the most fulfillment out of telling clients to “go ahead and retire!” Longtime clients would say that Matt has been with them through it all.

Matt draws from those experiences to help clients create, implement and monitor comprehensive financial plans so that client goals and dreams ultimately become reality. His insight, skills and tools shine best when working with owners of privately- held businesses and executive level leaders of both public and private companies. The culmination of his work is seen in the eyes of college graduates, successful business owners, relaxed retirees and through the bittersweet tears of widows and widowers.

Throughout his time in the Charlotte area, Matt has been active in organizations such as Rotary International, Young Life and of late with Patriot’s Path, which helps equip veterans with post-military career transition strategies.

A 1987 graduate of James Madison University in Harrisonburg, Virginia, Matt has four children scattered around the world. In his spare time, he enjoys golf, reading, and time with family.

A native from the island of Curacao, Paul Marchena has over 26 years of experience in the Enterprise Risk Management consulting arena, and is fluent in four languages (reading and writing). His industry specialization areas are manufacturing, distribution, and public entities.

In his current role, he provides risk managers and executives with advice on enterprise risk management and insurance programs, business continuity, crisis management, risk control, and other operational risk management issues. He brings a wealth of experience in risk management consulting and international insurance markets.

He began his career as an underwriter trainee at Royal Sun Alliance in the Dutch Caribbean and proceeded to work for PricewaterhouseCoopers as a risk consultant working on domestic and international clients.

Subsequently, Paul was asked to become manager of the retail insurance practice for Marsh & McLennan in their Grand Cayman office. In this role he provided day-to-day client management services for a wide spectrum of regional clients. During Paul’s tenure his team assisted several large organizations respond to and mitigate their large claims in the aftermath of hurricane Ivan in 2004.

In 2006 Paul was recruited by Willis where he continued to assist several Caribbean regional executives and government leaders with advisory services similar to his current role with RiskVersity. He has co-led situational role playing and helped critique and design business continuity solutions.

Paul obtained his degree in Risk Management & Insurance from the prestigious Terry College of Business at the University of Georgia. He holds the Chartered Property & Casualty Underwriter (CPCU) and Associate in Risk Management (ARM) designations.

He is also actively involved on a board level with several non-for-profit community organizations.

Todd Mauney is the Founder and CEO of ROI Coaching Solutions, dedicated to transforming high-potential companies into high-performance powerhouses through visionary leadership and top-down alignment. With a BSBA in Marketing from East Carolina University, Todd’s career began with notable achievements at Fortune 500 companies like Pitney Bowes, Konica Business Technologies, and ADP, where he was recognized for his exceptional sales and leadership skills.

In 1999, Todd transitioned from corporate success to entrepreneurship, purchasing his first business and subsequently founding several others, where he honed his expertise in fostering growth and innovation.

Since co-founding his first coaching business in 2005, Todd has helped thousands of advisory leaders grow and scale their businesses through his coaching, training, speaking, and authorship.

Todd’s passion for leadership extends to his involvement in Christian ministry. His leadership journey includes being one of the 12 founding members who started a church in South Charlotte in 1998, which continues to serve its community today. He’s served on several mission trips to Haiti and currently sits on the board of AOFB, a non-profit whose mission is to restore dignity, bring hope and transform lives of the underserved, reflecting his heart for people and commitment to helping organizations achieve their full potential.

As an ICF accredited Certified Professional Coach through the International Coach Academy, a Positive Intelligence coach, and a Maxwell Leadership Certified Team member, Todd holds certifications as a Behavioral Assessment Specialist, Certified Group Coach, and Firewalking Instructor. These credentials reflect his commitment to developing transformative leadership abilities in others.

Todd resides in Charlotte, NC, with his wife of 32 years, and is the proud father of three thriving adult children. He enjoys riding his Honda GoldWing, camping, hiking, boating, and cheering for the Carolina Panthers football team.